Are you getting ready to travel to West Africa?

Get the best rates for West African currency online

Secure your West African CFA francs through Manor FX. We offer the best British pound to West African CFA franc exchange rate. So you’ll have more XOF currency to spend on your journey.

You can opt to have your banknotes sent right to your doorstep or office. Alternatively, you can swing by our Manor FX bureau near Heathrow for a quick pick-up.

Say hello to stress-free service and swift transactions. We’ll even buy back CFA francs. When you return, convert West African CFA francs to GBP at the best exchange rate.

West Africa travel money 

Learn more about XOF currency, CFA money and cash and card payments before you go.

Does the CFA franc still exist?

Yes, the CFA franc still exists. Several countries use it as their official currency in West and Central Africa.

What is XOF currency?

XOF is the West African CFA franc.

What is the difference between XOF and CFA?

The West African CFA franc symbol is CFA, and the currency code is XOF.

CFA stands for Communauté Financière Africaine (or the Communauté Financière d’Afrique) which refers to former African colonies of France.

Can I buy West African CFA francs in the UK? 

Absolutely! However, finding them at most UK banks or the Post Office is rare. 

Online currency platform sites like ours are your best bet. We’re proud to say our West Africa CFA currency rates are the best in the UK.

Where can you buy West African francs in London?

You can buy West African francs from Manor FX in Datchet, London. 

We’re conveniently located near Heathrow. If you want to save the trip, you can order your West African francs online and get them delivered to your door.

How many African countries use the CFA franc?

Fourteen African countries use the CFA franc and make up the CFA franc zone. 

CFA franc countries include:

• Eight independent states in West Africa which use the West African CFA franc (XOF)
• And six in Central Africa that use the Central African CFA franc (XAF). 

Who uses the West African CFA franc?

Eight West African countries use the CFA franc as a common currency. 

They are Benin, Burkina Faso, Ivory Coast, Guinea-Bissau, Mali, Niger, Senegal, and Togo. 

They’re part of the West African Economic and Monetary Union (WAEMU), sometimes known as the West African Monetary Union. 

Who uses the Central African CFA franc?

Six member countries use the Central African CFA franc (XAF). They are Cameroon, Central African Republic, Chad, Republic of the Congo, Equatorial Guinea, and Gabon. 

Is the West African CFA franc the same as the Central African CFA franc?

No, they are separate currencies used in different regions and CFA countries within the CFA zone. 

Both are pegged to the euro at the same rate, though.

Should I exchange money before my trip to West Africa? 

Yes, having some cash before your West Africa adventure for immediate expenses like food and transport is wise. Here’s why:

• Convenience: Avoid hunting for a currency exchange after landing.
• Better rates: Usually, rates are better in the UK than in tourist spots.
• Emergency cash: Having cash on hand provides peace of mind in unforeseen situations.
• Skip airport fees: Airport currency exchanges often have poor rates. Secure some cash before you fly.

What is the best currency to bring to West Africa? 

For a balanced travel experience in West Africa, consider the following currency options:

• West African CFA franc (XOF) is the primary common currency for day-to-day expenses in the CFA franc zone. Several former French colonies use it. It is directly linked to the French Treasury, ensuring stability.
• US dollars (USD). A good backup currency, particularly useful in bigger cities and tourist destinations.
• Euros (EUR). Handy in some areas, especially those with historical ties to European countries.

Credit and debit cards are helpful for larger expenses in urban areas. Visa and Mastercard are the most widely accepted. 

Bringing a mix of currencies ensures you’re prepared for different situations.

Should I use cash in West Africa? 

Yes, especially for rural areas and local markets where cards aren’t accepted. Here’s where you’ll need cash in West Africa: 

• Rural spots: In less developed regions, cash is king.
• Local markets: Expect to pay in cash at street vendors and small shops.
• Public transport: Cash is a must for taxis and buses.
• Emergencies: Have some cash for unexpected costs or when ATMs aren’t available.
• Negotiating prices: Cash is handy when haggling in markets.

Can I use my bank card in West Africa? 

Certainly! But mostly in larger cities. Be cautious in smaller towns where card usage is less common. Here are a few tips:

• ATMs: Major cities have ATMs to withdraw West African francs.
• Inform your bank: Tell your bank about your travel plans to avoid payment issues.
• Check fees: Ask your bank about foreign transaction fees.
• Security: Be vigilant when using ATMs and always cover your PIN.

Have cash as a backup for smaller purchases and in places with limited card acceptance.

Is it better to use cash or credit card in West Africa? 

Using cash is generally more convenient in West Africa. Many places, especially in rural areas, don’t accept credit cards.

However, credit cards can be helpful in big cities and hotels. Always have some cash on hand for more minor expenses.

How much cash should I take to West Africa? 

Budget travel. Expect to spend around £20-£50 per day for basic accommodation, food, transport, and activities.

Mid-Range travel. Plan for about £50-£150 per day, which covers more comfortable lodging and a variety of experiences.​

Luxury travel. Costs can start at £150+ per day and go up significantly. (Depending on the level of luxury and exclusive activities​).

Plan your budget according to the best countries to visit in West Africa and top tourist attractions.

How can I avoid ATM fees in West Africa? 

To avoid ATM fees in West Africa, use a bank card that doesn’t charge for international withdrawals. Some banks offer this feature.

Also, check if your bank has partnerships with West African banks. Using partner ATMs could lower or eliminate fees.

How does tipping work in West Africa? 

Tipping isn’t mandatory, but it is appreciated. Tip around 5-10% at restaurants and a small amount for hotel staff and guides.

Is it cheap to visit West Africa?

Visiting West Africa can be more affordable than many Western countries. Food, transport, and accommodation often cost less.

However, prices can vary depending on the country and city. Always plan and budget in advance.

West African CFA franc currency

West African CFA franc banknotes

The notes come in 500, 1,000, 2,000, 5,000, and 10,000 XOF denominations. They feature vibrant colours and different designs, so you can quickly tell them apart.

Each banknote highlights West Africa’s rich cultural and natural assets. Expect to see images of unique wildlife, traditional crafts, and famous places to visit in West Africa.

West African CFA franc coins

You’ll find coins in 1, 5, 10, 25, 50, 100, 200, and 500 XOF denominations. These coins display symbols and images representing West African culture and history.

The coins use materials like copper, nickel, and brass. The material reflects the coin’s value.

West Africa’s currency import and export regulations

Each country in WAEMU (West African Economic and Monetary Union) has its own rules for importing and exporting money.  

• Nigeria: When entering, declare amounts over NGN 5,000,000. When exiting, the same rule applies.
• Ghana: Declare any amount over GHS 300,000 when coming in or going out.
• Senegal: Declare amounts over XOF 20,000,000 when entering or leaving.
• Ivory Coast: Declare any foreign currency over XOF 1,000,000 or its equivalent when entering or exiting.
• Mali: Declare any amount over XOF 25,000,000 or equivalent in other currencies when entering or leaving.
• Burkina Faso: Declare any amount exceeding XOF 25,000,000 when entering or exiting the country.
• Niger: Declare amounts over XOF 2,000,000 when entering or leaving the country.
• Togo: Declare amounts over XOF 1,000,000 when entering or exiting.
• Benin: Declare any amount over XOF 10,000,000 when entering or leaving.
• Guinea-Bissau: Declare any amount over XOF 1,000,000 when entering or exiting.
• Gambia: Declare amounts exceeding GMD 200,000 when entering or leaving.

These rules often change, so getting the latest West Africa travel advice is crucial.

Check with local authorities for the most up-to-date regulations, especially if you’re planning a West Africa travel itinerary that spans multiple states.   

Buy West African CFA francs online

You can convert GBP to West African CFA francs online. Royal Mail Special Delivery Guaranteed® will get it right to your door.

Or, swing by our travel money shop near Heathrow Airport. Convert your GBP to West African money there and get the same great exchange rates. 

Whether you’re looking for:

• Senegal currency (the currency of Senegal)
• Ivory Coast currency (Cote d’Ivoire currency)
• Burkino Faso currency (the currency of Burkino Faso)
• Togo currency (the currency of Togo)
• Benin currency (the currency of Benin)
• Mali currency (the currency of Mali)
• Niger currency (the currency of Niger)
• Guinea Bissau currency (the currency of Guinea Bissau)

… we’ve got you covered!

Selling back West African CFA currency 

Have you got currency left over from your trip to the West African states? 

Follow this link to exchange West African franc to GBP. Click on ‘sell currency’ and choose ‘XOF West African CFA franc.’

We offer good rates for your leftover West African Franc. With us, you’ll get the best West African CFA franc to pound exchange rate.

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